Hey guys i need to inshure the 05 gsxr 1000 i just got i live in Los Angeles please help i contacted progressive and they want like 3900 for full inshurance let me know if there are cheaper companies thanks
gsxr 1000 05 inshurance
jhon
21 - 26 of 26 Posts
It totally depends... and Los Angeles is most likely the highest rates in the country... If he insures his bike through another company than his other vehicles, then he will have to be primary driver on his bike... that's big, and if he's had his license for under 5 years (drivers license, not motorcycle), then that's another big jump... again, a big jump if he's under 25.... I'm 21, and have one speeding ticket. I live near los angeles, and insure my car through mercury; who is giving me an awesome rate because I'm under my parents policy to save money... mercury doesn't insure bikes, so, the k5 I just picked up is going to cost me about 3300 a year through State Farm because of the aforementioned circumstances.
I have a buddy who is 21, but has had his license for 5 years, who has his auto policy through state farm, and he pays 32 dollars a month for his gixxer 600 (no tickets).
Incidentally, everyone else I tried to get a quote through, didn't care about the fact that I had one ticket. when they ran it with the ticket or without (it's about to roll off my record) they all gave me the same rate. The only company that seemed to mind was State Farm, who is still by far the cheapest.
So, State Farm is indeed the only way for a bike...
I have a buddy who is 21, but has had his license for 5 years, who has his auto policy through state farm, and he pays 32 dollars a month for his gixxer 600 (no tickets).
Incidentally, everyone else I tried to get a quote through, didn't care about the fact that I had one ticket. when they ran it with the ticket or without (it's about to roll off my record) they all gave me the same rate. The only company that seemed to mind was State Farm, who is still by far the cheapest.
So, State Farm is indeed the only way for a bike...
Joined
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147 Posts
I go through CA Casualty. I'm 26 and nothing on my record. I pay $416.00 a yr with $250 deductible and the highest coverage you can get
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Joined
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27 Posts
State Farm is the cheapest if you switch everything over to them. I only pay $290 something for full coverage on K5. $250 comp ded, and $1000 collision ded. Had a clean record until yesterday
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So rate is based on a clean record.
State farm is the best by far. They won't insure me due to my wifes record. We have progressive and 4 vehicles, So I have to bring everything over. State farm won't just do my bike. The next cheapest I could find for me was Geico cyclegard. 750 a year on a k3. Clean record. Full coverage sucks. I am 33.
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