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Unstable SuperMod
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21,904 Posts
Discussion Starter #1
I see the insurance subject coming up again, and I know that most of us go out and see what better we can find if there seems to be a steep hike going through.

So this thread will be ONLY to let people know what last year was, the renewal, and what else you have come up with or if you are staying where you are.

The format <font color="red"> MUST </font> follow the format I have set out or I WILL delete your post.........

<ul type="square"> [*]Age [*]Bike [*]Class of Licence [*]How long you have had that class [*]Convictions in the last 6 Years [*]Last years company and premium [*]What coverage you have [*]Their propsed renewal [*]Are you taking it, if not going with who and what their premium is [/list]

Please remember I don't want anything but what I asked for, if you want to start a conversation with someone about thier insurance plans, take it to a new thread.......

Don't make me mad, you wouldn't like me when I'm mad......................
 

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Unstable SuperMod
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21,904 Posts
Discussion Starter #2
Ok, I will start:

37
'92 GSXR-750W
Full M licence
Got M in Aug. 2004
0 Convictions
Primmum - $710
$1,000,000 liability coverage only
2005 premium would be $849
Going with RBC Insurance, they want $551 for the same coverage.
 

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Registered
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11,565 Posts
27
'02 GSXR-600 Tele
M2
Got M2 in April. 2002 (getting M this summer)
0 Convictions
State Farm - $708
Full coverage
2005 premium would be $690
I'm keeping it
 

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21 Posts
Age : 20
Bike : 2001 gsxr-600
Class of Licence : M2
How long you have had that class : 1 yr
Convictions in the last 6 Years : 0
Last years company and premium : Primmum = $5500/yr
What coverage you have : Liability only
Their propsed renewal : primmum = $5100 /yr
Are you taking it, if not going with who and what their premium is : HELL NO. I'm just insuring it for the last 3 months of the riding season.
 

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11,565 Posts
little more details than that.

What all do you have with State Farm, are you down as principal, etc???
Age: 27
Bike: '02 GSXR-600
Class of License: M2
Acquired License: April 2002
Convictions in the last 11 years: 0
Current Insurance: State Farm - $708
Coverage: Principal driver, theft, fire, collision, $1,000,000 liability, $500 comp/collision deductible (full coverage)
Proposed 2005 premium: $690
Am I going to keep it: duh

Am I sleeping with the agent: no
Does she want to sleep with me: possibly j/k
Other policies: car + 100,000 life insurance
Discounts: accident free, multi-line, 6 star driving record (I know there's another I just can't remember)

Also I get to insure multiple motorcycles under the cost of one bike. For example; I'm looking at getting the new Honda 1000RR. If I want to insure it and keep my current 02 sixxer, I will be ONLY charged for the 1000RR, but still be covered on the 600. My quote for the 1000RR: $75/mth and will cover the 600 as well


Is that enough detail Knight?
 

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164 Posts
Age: 25
Bike: 2005 GSX-R750
Class of Licence: 56 (Alberta)
How long you have had that class: 5 years for class 6
Convictions in the last 6 Years: None
What coverage you have: State Farm
Their propsed renewal: $850 (full coverage, 500/500 deductable)

You may be interested in other quotes... most brokers quoted me around $1600 with 1000/1000 deductables, primmum was $2200+ with 1250/1250 premium, plus they require an alarm system.
 

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843 Posts
Age: 23
Bike: 2001 GSX-R 600
Class of License 5A ( A = All motorcycles )
How long you had that Class: Since 7/97
Conviction in the last 6 years: don't know for sure, couple accidents a few speeding tickets
what coverage: Full coverage
What Company: Aviva
Last year's cost of policy: 1,400$

Considering my record, im pretty happy with the price i'm paying for my insurance.

Im from N-B
 

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Yaah I know!
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1,020 Posts
Age: 31
Bike: 1999 GSXR 750
Licence: M
How long Licenced: 15 Years
Conviction: 1, 10km over 2002
Full Coverage: 1,000,000 deductible $500
Company: State Farm insered 2 cars and house
Last year rate: $1 050.00

If anyone knows a good agent let me know,I have 6000Km on bike since new
 

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Jurassic Skool
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79,800 Posts
<ul type="square">[*]Age: 47
[*]86 GSX-R1100
[*]5A ...Any motorcycle
[*]11+ years
[*]0 convictions
[*]Primmum - $145 /yr
[*]Million liability only
[*]$160 /yr
[*]Yes, will be renewing. Reason for increase is I dropped a second motorcycle from coverage, which allowed a bit of a discount.
[/list]
 

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5,058 Posts
>39
>2001 GSXR 750
>5A all motorcycles
>20 years
>Nil convictions
>Primmum $359
>1,000,000 liability,Full coverage, theft, collision, comprehensive. $500 deductible
>$359 same as 2004-2005
>Taking it.
 

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53 Posts
39
2001 GSX-R 750
DM-Z
20 years
2-minors and 1 claim
2004 price - Kingsway $1586
$200K, fire & theft
2005 price - Kingsway $1142
With my record, Yes I am taking it!
 

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182 Posts
Age :35
Bike :88 GSXR750
Class of Licence : 3,4,6,A (Hvy equip., chauffeurs, motorcycle and airbrakes)
How long you have had that class : Approx 10 years
Convictions in the last 6 Years :0
Last years company and premium: CO-OP $380
What coverage you have : Public Liability $1,000,000
Their propsed renewal : Haven't checked yet, should be the same.
Are you taking it, if not going with who and what their premium is : Taking it

Cheers, Stoopid.
 

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Yaah I know!
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1,020 Posts
ONtario is the sh*tiest place what a bunch of scum everyone else pays like around the $400.00 which is respectable but when we are talking $1000 or more for like true 6 months of riding it's really taking it up the a** and liking it
 

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15 Posts
28
2003 GSX-R 600
* Full M
* Full M got it Oct 2004
* Convitions in last 6 years - 1
* Last years company and premium Kingsway $989
* What coverage you have Liability only 1 million
* Their propsed renewal - $2,700
* Are you taking it, if not going with who and what their premium is :
State farm offered me 1,100 full coverage thats only when my ticket expires in July. But My renewal is March 17(with kingsway) so... I want to cancel insurace until july but the State farm agent told me not to because there are penalities for that . I need cheap insurance for 3 months! Anybody?
 

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Yaah I know!
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1,020 Posts
do you pay monhly?
If so just stop payment they can not take more money
 

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156 Posts
30
98 GSXR 750
Full M
12 years
2 minor-1 claim(stolen vehicle)-1accident(not at fault)
The Co-operators-$913yr.
Liability only
Definetly staying with them,renewing for $753basic coverage
Believe it,even with all the minors,etc...Every other company was quoting me at $2000 or more.
 

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338 Posts
26
2003 GSX-R 750
M2 (will be getting my M this summer)
2 years
1 not-at-fault in 1999 and speeding over 15km/h (no points) in 2003
Kingsway – $1980
Liability Only

Kingsway sent me renewal for 2380 before the ticket, needless to say I did not renew it. I went to speak to the guy (Mike in Burlington) in person, thinking there was mistake and can be easily fixed. He says its because it is a racing motorcycle ?!?!? what a shit head. So I told him that it is the same bike as last year, wasn’t it racing bike than or did he mistake it for a moped? He got pissed and I cancelled. I have been warned about this asshat. Anyway, Called Farm State and got Liability for $950
 

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130 Posts
LIST] [*]Age [*]Bike [*]Class of Licence [*]How long you have had that class [*]Convictions in the last 6 Years [*]Last years company and premium [*]What coverage you have [*]Their propsed renewal [*]Are you taking it, if not going with who and what their premium is [/LIST]

30
GSXR1000 05
GM
12
No Convictions
No Bike Last Year
1,000,000 - Full Coverage (State Farm)
$1,140/year
Yes I am Taking it
 
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