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i doubt its free for what your wanting. you can get a credit report but they might leave important stuff out. like your credit score or they will only give you a limited amount of info about your credit report. Also, if your wanting another bike and your wanting the one you have to clear your credit quickly, in some cases it won't even matter. in other cases you'll have to have who ever you financed it through send a report to each of the 3 credit beaures ASAP. Then you have to pay somewhere around $20 a peice to each place for them to a hurried credit update. But even then, that could be a month or so.
 
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