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Old 12-04-2012, 05:52 PM   #6481
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Re: Boredz V49 - Canucks optional :P

. I've had credit since 18 so never really kept track of when it started getting better. Always paid everything on time too.
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Old 12-04-2012, 05:57 PM   #6482
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Re: Boredz V49 - Canucks optional :P

I will some day Im sure. Still hate the idea of it though. The only thing I ever want to make payments on is a house. Only because I dont want to have to save up till Im 70 Although it would be cool to buy a house with cash lol
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Old 12-04-2012, 06:04 PM   #6483
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Re: Boredz V49 - Canucks optional :P

Quote:
Originally Posted by 93goatfucker04 View Post
I just plan on getting one when Im ready to buy a house, build it up, then buy. Thats what most people I work with did. I plan on renting for several years so I dont really feel in a rush to build credit. How long do you have to build before your credit is seen as "credible"
Did you not read my post?

Credible; the longer your history of credit, the better.
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Old 12-04-2012, 06:10 PM   #6484
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Re: Boredz V49 - Canucks optional :P


Can't get enough of these guys.
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Old 12-04-2012, 06:19 PM   #6485
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Most prefer 3-5 years of stable work history and credit minimum. Some look back to like 7years!
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Old 12-04-2012, 06:21 PM   #6486
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Most prefer 3-5 years of stable work history and credit minimum. Some look back to like 7years!

If I was you I would start now...
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Old 12-04-2012, 06:22 PM   #6487
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Re: Boredz V49 - Canucks optional :P

Quote:
Originally Posted by GSXR6Mac View Post
Did you not read my post?

Credible; the longer your history of credit, the better.
No i read that. But obviously theres a point where it cant get any better. I was wondering how long it takes to get to that
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Old 12-04-2012, 06:23 PM   #6488
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No i read that. But obviously theres a point where it cant get any better. I was wondering how long it takes to get to that
A hella long time.
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Old 12-04-2012, 06:24 PM   #6489
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Re: Boredz V49 - Canucks optional :P

It can always get better. Max score is like 830. Whats yours?
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Old 12-04-2012, 06:25 PM   #6490
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It can always get better. Max score is like 830. Whats yours?
And hard as hell to get to that point too.
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Old 12-04-2012, 06:38 PM   #6491
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Re: Boredz V49 - Canucks optional :P

Quote:
Originally Posted by PeeWee Woo Who View Post
And hard as hell to get to that point too.
I think the only reason mine is as good as it is, is because of my home loan and I haven't been late on a payment for my home loan in the last 3 years, let alone any other account in maybe 6-7 years.
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Old 12-04-2012, 06:40 PM   #6492
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I think the only reason mine is as good as it is, is because of my home loan and I haven't been late on a payment for my home loan in the last 3 years, let alone any other account in maybe 6-7 years.
Last I checked mine was a 720.
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Old 12-04-2012, 06:43 PM   #6493
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Re: Boredz V49 - Canucks optional :P

Quote:
Originally Posted by 93goatfucker04 View Post
No i read that. But obviously theres a point where it cant get any better. I was wondering how long it takes to get to that
Who do you think is going to rent you a place with no credit history.

Bad credit is better than no credit.
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Old 12-04-2012, 06:45 PM   #6494
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Who do you think is going to rent you a place with no credit history.

Bad credit is better than no credit.
This is also true.
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Old 12-04-2012, 06:45 PM   #6495
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Re: Boredz V49 - Canucks optional :P

Rich. How are things out east?
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Old 12-04-2012, 06:54 PM   #6496
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Re: Boredz V49 - Canucks optional :P

Work situation has gone to shit. The storm kind of cost me my job, I am assuming for at least a few months. When your house gets destroyed your motorcycle becomes less and less of a priority. I was laid off, not sure if I am gonna wait around for this guy or not.

I did go back to the towing company and was hired back instantly, so that is helping out a bit. I am taking quite a bit of a pay cut, but at least I'm working.

I am dealing with an ongoing battle with the property owner of my apartment complex. A couple of my neighbors received phone calls about not using generators even though it doesn't say we can't on our lease. So it sparked a huge conflict about other issues around here that need to be addressed. I am still waiting for someone to contact me.

I am thinking about looking for either another job or looking for someone that is looking for an investment opportunity to start my own business.


But other than that, all is great. Working weekends sucks major ass though.
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Old 12-04-2012, 06:57 PM   #6497
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Old 12-04-2012, 07:03 PM   #6498
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Re: Boredz V49 - Canucks optional :P

Damn man. Sounds like that storm did everyone in! Sorry to hear about the job loss, but at least you picked up another pretty quick. Hope shit turns around.
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Old 12-04-2012, 07:03 PM   #6499
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Re: Boredz V49 - Canucks optional :P

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Old 12-04-2012, 07:04 PM   #6500
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Re: Boredz V49 - Canucks optional :P

Quote:
Originally Posted by 1/4milecrazy View Post
Who do you think is going to rent you a place with no credit history.

Bad credit is better than no credit.
It would be hard to find a place to rent that checks credit here. Im not gonna be in an established apartment building or anything. Just renting a farm house and paying the owner in cash
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