I will some day Im sure. Still hate the idea of it though. The only thing I ever want to make payments on is a house. Only because I dont want to have to save up till Im 70 Although it would be cool to buy a house with cash lol
I just plan on getting one when Im ready to buy a house, build it up, then buy. Thats what most people I work with did. I plan on renting for several years so I dont really feel in a rush to build credit. How long do you have to build before your credit is seen as "credible"
Did you not read my post?
Credible; the longer your history of credit, the better.
I think the only reason mine is as good as it is, is because of my home loan and I haven't been late on a payment for my home loan in the last 3 years, let alone any other account in maybe 6-7 years.
I am a tater tot; young, not stout. Here is my baby face whoa did a pube just sprout?
Join Date: Jan 2010
Location: Austin, TX
Motorcycle: 2007 GSXR 600
Posts: 11,055
Quote:
Originally Posted by GSXR6Mac
I think the only reason mine is as good as it is, is because of my home loan and I haven't been late on a payment for my home loan in the last 3 years, let alone any other account in maybe 6-7 years.
Work situation has gone to shit. The storm kind of cost me my job, I am assuming for at least a few months. When your house gets destroyed your motorcycle becomes less and less of a priority. I was laid off, not sure if I am gonna wait around for this guy or not.
I did go back to the towing company and was hired back instantly, so that is helping out a bit. I am taking quite a bit of a pay cut, but at least I'm working.
I am dealing with an ongoing battle with the property owner of my apartment complex. A couple of my neighbors received phone calls about not using generators even though it doesn't say we can't on our lease. So it sparked a huge conflict about other issues around here that need to be addressed. I am still waiting for someone to contact me.
I am thinking about looking for either another job or looking for someone that is looking for an investment opportunity to start my own business.
But other than that, all is great. Working weekends sucks major ass though.
__________________
Rich
CCS AM #795
T 1:35.38/L 1:14.06
Quote:
Originally Posted by GixxerVixxen
Mine might be an innie, but I promise you you don't want to get into a dick measuring contest with me, son. I'll win.
Damn man. Sounds like that storm did everyone in! Sorry to hear about the job loss, but at least you picked up another pretty quick. Hope shit turns around.
Who do you think is going to rent you a place with no credit history.
Bad credit is better than no credit.
It would be hard to find a place to rent that checks credit here. Im not gonna be in an established apartment building or anything. Just renting a farm house and paying the owner in cash
. I've had credit since 18 so never really kept track of when it started getting better. Always paid everything on time too.
Although it would be cool to buy a house with cash lol
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