Just got home from work and had two envelopes lying on the office table.
One was a account top-up warning

from a toll company that runs the freeway I use to commute to work.
The other from a finance company (straight away I was like

), which I used to buy my first road bike back in 2003/4. Long story short, turns out they overcharged me interest and they have sent me a $400 cheque as a return payment.

