Me and my girl are moving in together at the end of the month and want to get a credit card together for things like food and just split the bill at the end of the month. I have 2 credit cards both with a zero balance. I am obviously going to be using a cc more now and want one with some type of rewards for using it. I currently have a mbna packers cc and a washing mutural one. The packers one has the points deal but I don't really care about that and am thinking about closing it. The washington mutural one dosent have any type of a points or rewards. What is a good card to get. It would be nice to get a percentage back on purchases or something like that. I travel occasionally but am not really that interested in earning miles or hotel stays.

Any other advice would be appreciated

thanks

don't do it .. things go to shit once money is involved

Stop. Don't do it

There are other things you can do to split expenses. If you are serious enough about moving in with eachother then this should not be a breaking point

money is already going to be involved.....rent isn't free. We have been together for over 6 years. I'm not concerned

Do NOT do it! Just pay what you owe and don't put anyone on your card. Even if things go well together, its gunna get messy down the road. My wife and I do all our bills separate. We combine our checks on paper and divide by two, and then we spilt the bills 50/50. Each puts so much into savings and the rest is yours to do whatever you want with. No money arguments at all, and no asking what one can do with the $$.

you said you were going to close your other account well first off dont do that. it will hurt your credit score as you are closing a good paying account providing yo uhave not been late on it and so forth. keep it open and just put like 10 bucks a month on it for whatever as if you do not use it at all the cc company willl close it automatically.

as far as getting another cc with your gfriend, dont do it. it doesnt mean that because you guys have been together for 6yrs that things cannot go to shit. if so you guys will be stuck with that cc card and thats another headache. just get it by yourself or pay for the groceries and crap with cash. better yet let her pay for it on her own cc card so worst case scenario, she has to pay for it.

J

Don't do it... When you goto the grocery store or anything your going to split, just do it then, not at the end of the month.

Just Do It!
58328

Amazon has a rewards card. Ever so often you get a gift certificate

Buddy do not get a joint credit card. You have your money and she has hers. Every other week you buy food and split the rent or anything esle you need to split. Any way that is my 02. I just seen so many of my buddie get it up the ass by chicks. One of good friend was date a chick for five years thaought she was the one move in with her. He paid for her schooling to become a teacher and bam she left him with a twenty thousand bill. Let me tell you if i see her on the road I am gunning for her.

I can see it both ways, but if you can't trust the person with your money then...

I had a joint checking and shared all expenses with my last girlfriend. It worked out great, at the end we just split it down the middle.

What was funny was we were in P-town and she was looking at this really nice leather Jacket. I told her that I 'll get it for her and when I took out our check card she informed me that I needed to use my personal savings to pay for the gift. It was actually very funny.

Why not start a new joint bank account for bills? You'll both still have seperate accounts but this will let you explore what joint funds will do for the relationship without the high risk of credit card bills. :thumbup

Don't cancel the credit card you have just cut it up. You want that line of credit open to help your credit history and rating.

Don't combine your money with someone you're not married to. On top of all the hurt and hard feelings you'll have when you break up (yes, I said "when") you'll have a horrific money mess to sort through. Most failed marriages are due to money and money fights. The statistics for co-habitating couples are far, far worse. Your chances for success in either of these endeavors is very, very slim.

Don't do stuff to "raise your credit score". All that helps to do is go deeply in debt which is much, much easier than digging your way out of debt.

Well I've just read how so many chics have screwed their guys out of money. Me being the "chic" here I thought I'd give my thoughts. First off, don't cancel any credit cards ever, as someone has already said. That does take your credit score down. It's better to have a c/c with a $10,000 limit on it open and in good standing, with no balance than to close it. It shows you are responsible and not using every penny someone allows you. Second, my boyfriend and I have lived together for 6 years. We each have our own checking accounts and credit cards, which are paid in full monthly. He gives me the same amount each and every month to help pay for his half of the bills and then some! Also, bills should be based on who makes more. If she makes less than you, as women usually do, but not in all cases - split the bills 60% 40% so you both have spending money each month. We have never had a fight about money, or anything for that matter, and it's not a big issue as we get the bills paid first, put some away and use some for play money and toys! Another rule to live by, if you can't pay your credit card bill in full each month, you probably don't need whatever you are buying. Why pay someone interest so you can have something you can't afford to pay for? No one needs that monthly headache! There's my 2 cents worth. Hope it means something to ya!