Checking on some insurance quotes and most seem to be right around $1000 a year for full coverage w/ $250 dect. Farm Bureau was the cheapest at $649 w/ $500. Anyone got something better???

I just got my rates down to $380 per year through State Farm. My only coverages are $25k/$50k/$25k liability and $500 deductible comprehensive and collision. I went with the state minimums on liability because I really don't see how I could cause $100k+ worth of damage with just a motorcycle...

General majority are going with State Farm.

Some agents require you to have another car insured with them in order to get the best rate.

I am basically paying $50/mo for my full coverage policy.

- $50 deductable for comp.
- $500 deductable for collision
- 100/300/100
- free towing
- rental reimbursement
- uninsured motorist

Pretty sweet deal actually.

Damn I am getting raped then I pay like $1800.00 a year with Geico with the MSF card discount and a Defensive Driving Course Card (mandatory for military) I cant believe your insurance is so low is that really full coverage? Oh ya'll must be old? I am 31 with no tickets

Oh ya'll must be old? I am 31 with no tickets

I'm only 22.

Damn I am getting raped then I pay like $1800.00 a year with Geico with the MSF card discount and a Defensive Driving Course Card (mandatory for military) I cant believe your insurance is so low is that really full coverage? Oh ya'll must be old? I am 31 with no tickets
39 and perfect record.

And yeah, Geico broke one off in me at first too.

It doesn't cost anything to call and get a quote.

Thats all it took for me to change over.

Spend that extra money on mods and track days.

:cheers

I'm 20 and State Farm is giving me full coverage for $380/year.
Perfect record, MSF, high GPA discount, etc.

I found some competetive quotes, but because we have been with Geico for so long noone could beat the rate. I pay just under $800/year for full comp/collision.

state farm quoted me $108 a month for a k5 600 for full coverage with $500 deductibles +theft.

I'll be 22 in 13 days... Hey holy shit its getting close!

im 21 and have country insurance
$302 a year which is 25 a month. 500 deductable

im 21 and have country insurance
$302 a year which is 25 a month. 500 deductable
Sounds like a liability insurance rate.

:shifty

Damn I am getting raped then I pay like $1800.00 a year with Geico with the MSF card discount and a Defensive Driving Course Card (mandatory for military) I cant believe your insurance is so low is that really full coverage? Oh ya'll must be old? I am 31 with no tickets

I just switched from Geico. I liked them but state farm was much cheaper. I got more coverages for less money. 50/100/50 with $500 ded for 80/month. I have the same discounts and drving record as you. I'm 26. You may want to check them out. Good luck

HOLY CRAP. Just saved a TON of money on my bike insurance by switching to...> STATE FUC*ING FARM!!! $350 per year, full coverage (with large limits). $250 comprehensive AND collision deductable, 100/250/100.... jeeeze Ive been getting screwed for sooo long....

NOT ANY MORE :cheers

Thanks whoever started this thread!

Sounds like a liability insurance rate.

:shifty

Nope, Country is the cheapest bike insurance I've ever seen. They require you to have a car on the policy first, but full coverage is rarely over $250/yr. I ditched my car, though, and progressive (online, not local agents) does me pretty good.

I just got my rates down to $380 per year through State Farm. My only coverages are $25k/$50k/$25k liability and $500 deductible comprehensive and collision. I went with the state minimums on liability because I really don't see how I could cause $100k+ worth of damage with just a motorcycle...

I have the same coverage, but I am paying $307 per year at State Farm for my 07 Gixxer 1K.
My 07 Busa is $292 per year at the same place.
My 06 KTM is $265 per year.

Sounds like a liability insurance rate.

:shifty

thats what i thought too, i was realy suprised. he guarantees to have the best rates around. but it has to be full-coverage due to my loan.

Must have a lot to do with living in Wisconsin.

Figure you aren't going to be able to ride as long as you could if you lived in a nicer climate like Cali or Florida.

Not as many people, highways or crime (I would guess) too.

In this case... living in the sticks does have its advantages.

:D

haha id rather pay more for insurance and live somewhere else, wisconsin sucks plain and simple.

Oh yeah, mine 100/300/100. But I have my car and house thru them as well.

I have full coverage with state farm and my insurance is $724 a year.