Join Date: Sep 2008
Location: Northeast Kansas
Motorcycle: 2005 GSXR 1000
The essential kit does not include the holster, mag holder and the mag loader IIRC.
It just comes with the gun and 2 mags. IMO it's worth the savings.
Having said that IMO, the XD series have a higher bore axis and kicks more than other similar sized 9mm's and getting a smaller one would make that even worse.
I'd probably recommend a bigger/heavier gun and/or a gun with a lower bore axis like a glock, M&P, CZ perhaps. If it's for your woman, I'd recommend letting her handle various guns and see what feels good in her hands.
Found this online for you.